.ptr{background:var(--bg);color:var(--paper)}.ptr__nav{border-bottom:1px solid var(--line);justify-content:space-between;align-items:center;padding:1.25rem 5vw;display:flex}.ptr__nav-links{align-items:center;gap:1.5rem;display:flex}.ptr__nav-links a:not(.btn){color:var(--muted);font-size:.9rem}.ptr__nav-links a:not(.btn):hover{color:var(--paper)}.ptr__hero{text-align:center;max-width:760px;margin:0 auto;padding:clamp(4rem,9vh,6rem) 5vw 2.5rem}.ptr__eyebrow{color:var(--navy-text);text-transform:uppercase;letter-spacing:.24em;margin-bottom:1.1rem;font-size:.72rem;font-weight:700}.ptr__hero h1{text-wrap:balance;max-width:22ch;margin:0 auto 1.25rem;font-size:clamp(2rem,4.5vw,3rem);line-height:1.14}.ptr__dek{color:var(--muted);max-width:56ch;margin:0 auto 2rem;font-size:1.1rem;line-height:1.6}.ptr__hero-actions{flex-wrap:wrap;justify-content:center;gap:1rem;display:flex}.ptr__trust{text-align:center;max-width:700px;margin:0 auto;padding:clamp(1.5rem,4vh,2.5rem) 5vw 3rem}.ptr__trust h2{text-wrap:balance;max-width:22ch;margin:0 auto 1rem;font-size:clamp(1.5rem,3vw,2rem);line-height:1.2}.ptr__trust p{color:var(--muted);max-width:56ch;margin:0 auto;font-size:1.05rem;line-height:1.65}.ptr__reasons{grid-template-columns:1fr;gap:1.5rem;max-width:1100px;margin:0 auto;padding:1rem 5vw 3.5rem;display:grid}@media (min-width:640px){.ptr__reasons{grid-template-columns:repeat(2,minmax(0,1fr))}}@media (min-width:980px){.ptr__reasons{grid-template-columns:repeat(3,minmax(0,1fr))}}.ptr__reason{background:var(--surface);border:1px solid var(--line);border-radius:12px;padding:1.5rem}.ptr__reason h3{margin:0 0 .5rem;font-size:1.05rem}.ptr__reason p{color:var(--muted);margin:0;font-size:.95rem;line-height:1.55}.ptr__compare{max-width:1100px;margin:0 auto;padding:1rem 5vw 3.5rem}.ptr__compare h2{text-align:center;text-wrap:balance;max-width:26ch;margin:0 auto 1.5rem;font-size:clamp(1.5rem,3vw,2rem)}.ptr__table-wrap{border:1px solid var(--line);border-radius:12px;overflow-x:auto}.ptr__table{border-collapse:collapse;background:var(--surface);width:100%;min-width:720px}.ptr__table th,.ptr__table td{text-align:left;border-bottom:1px solid var(--line);vertical-align:top;padding:.9rem 1.1rem;font-size:.9rem;line-height:1.5}.ptr__table th{background:var(--surface-raised);text-transform:uppercase;letter-spacing:.04em;color:var(--muted);font-size:.8rem}.ptr__table tr:last-child td{border-bottom:none}.ptr__table-label{white-space:nowrap;font-weight:600}.ptr__table td:last-child{color:var(--navy-text);font-weight:500}.ptr__how{max-width:820px;margin:0 auto;padding:1rem 5vw 3.5rem}.ptr__how h2{text-align:center;text-wrap:balance;max-width:26ch;margin:0 auto 2rem;font-size:clamp(1.5rem,3vw,2rem)}.ptr__steps{flex-direction:column;gap:1.75rem;margin:0;padding:0;list-style:none;display:flex}.ptr__steps li{align-items:flex-start;gap:1.25rem;display:flex}.ptr__step-num{background:var(--navy);width:2.25rem;height:2.25rem;color:var(--navy-ink);border-radius:50%;flex:none;justify-content:center;align-items:center;font-size:.95rem;font-weight:700;display:flex}.ptr__steps h3{margin:0 0 .35rem;font-size:1.05rem}.ptr__steps p{color:var(--muted);margin:0;font-size:.95rem;line-height:1.55}.ptr__faq{max-width:820px;margin:0 auto;padding:1rem 5vw 3.5rem}.ptr__faq h2{text-align:center;text-wrap:balance;max-width:22ch;margin:0 auto 1.5rem;font-size:clamp(1.5rem,3vw,2rem)}.ptr__faq-item{border-bottom:1px solid var(--line);padding:1.1rem 0}.ptr__faq-item summary{cursor:pointer;font-size:1rem;font-weight:600;list-style:none}.ptr__faq-item summary::-webkit-details-marker{display:none}.ptr__faq-item summary:before{content:"+";width:1.1rem;color:var(--navy-text);font-weight:700;display:inline-block}.ptr__faq-item[open] summary:before{content:"−"}.ptr__faq-body p{color:var(--muted);margin:.75rem 0 0 1.1rem;font-size:.95rem;line-height:1.65}.ptr__faq-body a{color:var(--navy-text);text-decoration:underline}.ptr__cta{text-align:center;max-width:720px;margin:0 auto;padding:1rem 5vw 4.5rem}.ptr__cta h2{text-wrap:balance;max-width:18ch;margin:0 auto 1rem;font-size:clamp(1.6rem,3.2vw,2.1rem)}.ptr__cta p{color:var(--muted);margin:0 0 1.75rem;font-size:1.05rem;line-height:1.6}.ptr__cta-actions{flex-wrap:wrap;justify-content:center;gap:1rem;display:flex}.ptr__proof{max-width:1100px;margin:0 auto;padding:3rem 5vw 1rem}.ptr__proof h2{text-wrap:balance;margin:0 0 1.5rem;font-size:clamp(1.5rem,3vw,2.1rem)}