.ptr{background:var(--bg);color:var(--paper)}.ptr__nav{justify-content:space-between;padding:1.25rem 5vw;border-bottom:1px solid var(--line)}.ptr__nav,.ptr__nav-links{display:flex;align-items:center}.ptr__nav-links{gap:1.5rem}.ptr__nav-links a:not(.btn){color:var(--muted);font-size:.9rem}.ptr__nav-links a:not(.btn):hover{color:var(--paper)}.ptr__hero{max-width:760px;margin:0 auto;padding:clamp(4rem,9vh,6rem) 5vw 2.5rem;text-align:center}.ptr__eyebrow{color:var(--navy-text);font-weight:700;font-size:.72rem;text-transform:uppercase;letter-spacing:.24em;margin-bottom:1.1rem}.ptr__hero h1{font-size:clamp(2rem,4.5vw,3rem);line-height:1.14;max-width:22ch;margin:0 auto 1.25rem;text-wrap:balance}.ptr__dek{color:var(--muted);font-size:1.1rem;line-height:1.6;max-width:56ch;margin:0 auto 2rem}.ptr__hero-actions{display:flex;flex-wrap:wrap;justify-content:center;gap:1rem}.ptr__trust{max-width:700px;margin:0 auto;padding:clamp(1.5rem,4vh,2.5rem) 5vw 3rem;text-align:center}.ptr__trust h2{font-size:clamp(1.5rem,3vw,2rem);line-height:1.2;max-width:22ch;margin:0 auto 1rem;text-wrap:balance}.ptr__trust p{color:var(--muted);font-size:1.05rem;line-height:1.65;max-width:56ch;margin:0 auto}.ptr__reasons{max-width:1100px;margin:0 auto;padding:1rem 5vw 3.5rem;display:grid;grid-template-columns:1fr;gap:1.5rem}@media (min-width:640px){.ptr__reasons{grid-template-columns:repeat(2,minmax(0,1fr))}}@media (min-width:980px){.ptr__reasons{grid-template-columns:repeat(3,minmax(0,1fr))}}.ptr__reason{background:var(--surface);border:1px solid var(--line);border-radius:12px;padding:1.5rem}.ptr__reason h3{font-size:1.05rem;margin:0 0 .5rem}.ptr__reason p{color:var(--muted);font-size:.95rem;line-height:1.55;margin:0}.ptr__compare{max-width:1100px;margin:0 auto;padding:1rem 5vw 3.5rem}.ptr__compare h2{font-size:clamp(1.5rem,3vw,2rem);max-width:26ch;margin:0 auto 1.5rem;text-align:center;text-wrap:balance}.ptr__table-wrap{overflow-x:auto;border:1px solid var(--line);border-radius:12px}.ptr__table{width:100%;border-collapse:collapse;min-width:720px;background:var(--surface)}.ptr__table td,.ptr__table th{text-align:left;padding:.9rem 1.1rem;border-bottom:1px solid var(--line);font-size:.9rem;line-height:1.5;vertical-align:top}.ptr__table th{background:var(--surface-raised);font-size:.8rem;text-transform:uppercase;letter-spacing:.04em;color:var(--muted)}.ptr__table tr:last-child td{border-bottom:none}.ptr__table-label{font-weight:600;white-space:nowrap}.ptr__table td:last-child{color:var(--navy-text);font-weight:500}.ptr__how{max-width:820px;margin:0 auto;padding:1rem 5vw 3.5rem}.ptr__how h2{font-size:clamp(1.5rem,3vw,2rem);max-width:26ch;margin:0 auto 2rem;text-align:center;text-wrap:balance}.ptr__steps{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:1.75rem}.ptr__steps li{display:flex;gap:1.25rem;align-items:flex-start}.ptr__step-num{flex:none;width:2.25rem;height:2.25rem;border-radius:50%;background:var(--navy);color:var(--navy-ink);display:flex;align-items:center;justify-content:center;font-weight:700;font-size:.95rem}.ptr__steps h3{font-size:1.05rem;margin:0 0 .35rem}.ptr__steps p{color:var(--muted);font-size:.95rem;line-height:1.55;margin:0}.ptr__faq{max-width:820px;margin:0 auto;padding:1rem 5vw 3.5rem}.ptr__faq h2{font-size:clamp(1.5rem,3vw,2rem);max-width:22ch;margin:0 auto 1.5rem;text-align:center;text-wrap:balance}.ptr__faq-item{border-bottom:1px solid var(--line);padding:1.1rem 0}.ptr__faq-item summary{cursor:pointer;font-weight:600;font-size:1rem;list-style:none}.ptr__faq-item summary::-webkit-details-marker{display:none}.ptr__faq-item summary:before{content:"+";display:inline-block;width:1.1rem;color:var(--navy-text);font-weight:700}.ptr__faq-item[open] summary:before{content:"\2212"}.ptr__faq-body p{color:var(--muted);font-size:.95rem;line-height:1.65;margin:.75rem 0 0 1.1rem}.ptr__faq-body a{color:var(--navy-text);text-decoration:underline}.ptr__cta{max-width:720px;margin:0 auto;padding:1rem 5vw 4.5rem;text-align:center}.ptr__cta h2{font-size:clamp(1.6rem,3.2vw,2.1rem);max-width:18ch;margin:0 auto 1rem;text-wrap:balance}.ptr__cta p{color:var(--muted);font-size:1.05rem;line-height:1.6;margin:0 0 1.75rem}.ptr__cta-actions{display:flex;flex-wrap:wrap;justify-content:center;gap:1rem}.ptr__proof{max-width:1100px;margin:0 auto;padding:3rem 5vw 1rem}.ptr__proof h2{font-size:clamp(1.5rem,3vw,2.1rem);margin:0 0 1.5rem;text-wrap:balance}